Kotak Mahindra Bank
Kotak Mahindra Bank
Kotak Mahindra is introduced as a fourth largest bank in India having huge market capitalization. All kinds of banking services are made available for corporate and retail customers. In association with this bank, MFB provides all the information related to personal loan, credit card, loan transfer and different kinds of other loans.
Home loan
Individual having dream of making his own house can accomplish it by taking a Home Loan. It is just a one click away from creating a memory in a place which can be said that you own. Loan is available in the lowest interest rate and processing fees.
Personal Loan
Apply for the Personal Loan in best interest rate and tenure period to gain the maximum benefits. No security, guarantee or collateral is required for issuing the loan.
Car loan
Many of the financial houses keep a wide range of eligibility criteria while providing Car Loan. But, Kotak Mahindra makes the process of loan easier with a minimum eligibility process and also the less documentation work. This whole makes everyone to buy their own car with less interest rate.
Loan Against Property
Make your home a heaven by taking the advantage of Loan Against Property. It is mostly issued against residential plot and commercial property for marriage, business needs and other personal requirements.
Business Loan
Both professionals and non-professional personnel who are self employed can take advantage of Business Loan we are offering. Thus, it helps them to expand or start their activities or business.
Balance Transfer
Everyone wants to expand their business as the time passes. Balance Transfer is a process in which the loan can be transferred from the highest rate to lowest one without much trouble.
Loan Transfer
Loan Transfer also is a way to transfer your personal or professional loan from a maximum interest rate from a bank to lower one.
Credit Card
Credit Card is a latest havoc in current scenario. Each one in two people is carrying a Credit Card due to its vast advantages and easy accessibility of different products.
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
 Kotak Mahindra Bank |
9.1% - 11.5% | 0.25% | Min 10 Lac | 1 - 30 Years | Get Quote |
Home Loan Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| Kotak Mahindra Bank |
11.5% - 18% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Personal Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statement/s last six month
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| Kotak Mahindra Bank |
9 - 12% | upto 1% | *Min 1 Lac | 1 - 5 Years | Get Quote |
Car Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statements last six month
- Invoice bill from dealer
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
- Invoice bill from dealer
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| Kotak Mahindra Bank |
10.5% - 13.5% | 0.25% | Min 1 Lac - Max 25 Lac | 10 - 15 Years | Get Quote |
Loan Against Property Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| Kotak Mahindra Bank |
13% - 16% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Business Loan Required Documents
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport( any one must )
- Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| Kotak Mahindra Bank |
-1% of current interest rate | 0% | Min 10 Lac | 1 - 30 Years | Get Quote |
Balance Transfer Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases / Balance Transfer
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
- List of Documents (On letter head of the bank)
- Principal Outstanding letter
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statements for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt