LIC Housing Finance
LIC Housing Finance
Established as a remarkable organization, LIC Housing Finance is topping the chart among others. This is a registered company that runs on a good amount of capital, thus offers a long term financial solution to all our clients. Basically, MFB provides all the information related home loan, personal loan, business loan, car loan and related.
Home loan
Home loan is a unique offering for those who are ready to buy a property. It helps the people to buy their dream house with utmost ease. The interest rate is optimally decided as compared to others financial houses.
Personal Loan
If someone is looking for a relaxing and fun filled vacation or trying to fund the child’s education, then ours Personal Loan is the best option one can have.
Car loan
With direct online loan approval and reasonable loan interest, we are presenting the best deals to finance the new cars whenever required. We consent of the clients to get all the information they require and help them to directly contact with the bank to get the loan in most simplest and fastest manner.
Business Loan
The loan can be taken in a minimum amount of lowest reasonable interest rate. It is the right time to take your business to achieve a new height using Business Loan by expanding it in the right manner.
Loan Against Property
As the existing property is considered as a best way to meet all the requirements to get a loan, we are giving an opportunity to get Loan against property in minimum processing fees.
Balance Transfer
Balance transfer is a vast facility, which generally permits to transfer the exceptional balance of the other credit card from different bank of your own one.
Loan Transfer
Are you feeling the interest burden on your existing loan? Then a Loan transfer is an ideal alternative to transfer the loan at lower interest by switching to another one.
Credit Card
Credit Card is the smart way to suit your lifestyle by getting the advantage of special privileges.
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
 LIC Housing Finance |
9.1% - 11.5% | 0.25% | Min 10 Lac | 1 - 30 Years | Get Quote |
Home Loan Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| LIC Housing Finance |
11.5% - 18% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Personal Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statement/s last six month
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| LIC Housing Finance |
9 - 12% | upto 1% | *Min 1 Lac | 1 - 5 Years | Get Quote |
Car Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statements last six month
- Invoice bill from dealer
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
- Invoice bill from dealer
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| LIC Housing Finance |
10.5% - 13.5% | 0.25% | Min 1 Lac - Max 25 Lac | 10 - 15 Years | Get Quote |
Loan Against Property Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| LIC Housing Finance |
13% - 16% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Business Loan Required Documents
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport( any one must )
- Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| LIC Housing Finance |
-1% of current interest rate | 0% | Min 10 Lac | 1 - 30 Years | Get Quote |
Balance Transfer Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases / Balance Transfer
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
- List of Documents (On letter head of the bank)
- Principal Outstanding letter
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statements for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt