PNB Housing Finance
PNB Housing Finance
Came into operation in November, 1988, PNB Housing Finance is a secured financial company comprising of a vast network of branches. It is a registered company under Companies Act 1956 and listed as a reliable organization on the National Stock Exchange and Bombay Stock Exchange. Customers can easily take advantage of all kinds of loan services without getting much troubled.
Home loan
As compared to other financial sector, the offered Home Loan is available in much anticipated interest rate. It is generally required for making new or renovating the old home.
Personal Loan
Getting a Personal Loan is generally based on the criteria of monthly net income and earlier credit history. The amount is issued to the person and no check is done where it gets outlay.
Car loan
The main purpose behind giving the Car Loan is that everyone can have their own car. The loan is generally arranged for individual serving for government, public sector, private sector undertaking and institutes.
Loan Against Property
As the name implies, Loan Against Property is given on mortgage of property. It is made available in a particular percentage of the market value ranging from 40 to 60%.
Business Loan
Both professionals and non-professional personnel who are self employed can take advantage of Business Loan we are offering. Thus, it helps them to expand or start their activities or business.
Balance Transfer
Balance Transfer comes with the concept that one who can want to convert his high credential rate into lower interest rate, can achieve in the most convenient manner. Eligibility depends on the cash flow and profit of the business.
Loan Transfer
Loan Transfer works in the same manner as Business transfer, but the loan can vary from personnel to business.
Credit Card
Credit Card is a good substitute instead of carrying a bundle of notes in your pocket. Basically, it is a kind of small loan in the form of a card given by authorized bank.
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
 PNB Housing Finance |
9.1% - 11.5% | 0.25% | Min 10 Lac | 1 - 30 Years | Get Quote |
Home Loan Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| PNB Housing Finance |
11.5% - 18% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Personal Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statement/s last six month
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| PNB Housing Finance |
9 - 12% | upto 1% | *Min 1 Lac | 1 - 5 Years | Get Quote |
Car Loan Required Documents
Salaried
Personal Documents
- Two Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
- Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
- Three months Salary slips
- Form #16 for one year
- Salary bank account statements last six month
- Invoice bill from dealer
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport
( any one must ) - Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
- Invoice bill from dealer
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| PNB Housing Finance |
10.5% - 13.5% | 0.25% | Min 1 Lac - Max 25 Lac | 10 - 15 Years | Get Quote |
Loan Against Property Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases:
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| PNB Housing Finance |
13% - 16% | 0.5% - 2% | Min 1 Lac | 1 - 5 Years | Get Quote |
Business Loan Required Documents
Non-Salaried
Personal Documents
- Four Color Passport Size Photograph
- PAN Card
- Aadhaar Card/Voter card/ Passport( any one must )
- Latest light bill ( home & office )
- All Savings & current bank account statement/s for One year
- Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
- Gumasta License latest year
- VAT / service tax registration certificate
| Banks | Interest Rate(%) | Processing Fee Range | Loan Amount | Tenure Range | |
| PNB Housing Finance |
-1% of current interest rate | 0% | Min 10 Lac | 1 - 30 Years | Get Quote |
Balance Transfer Required Documents
Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
- Six months Salary slips
- Form # 16 for Three years
- All Savings bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Property Documents
-
Builder Cases:
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Resale Cases / Balance Transfer
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt
- List of Documents (On letter head of the bank)
- Principal Outstanding letter
Non-Salaried
Personal Documents
- One Color Passport Size Photograph
- PAN Card
- Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
- All Savings bank account statements for One year
- Sanction letter / Disbursement letter of all loan/s (if any)
Company Documents
- Pan card / Office address proof
- Gumastha / Shops & Establishment Certificate
- VAT / Service Tax Registration Certificate
- MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
- List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
- Three years Audited financials alongwith ITR’s and entire annexures
- All Current bank account statement/s for One year
- Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.
Property Documents
-
Home loan / Commercial Property purchase loan (Builder cases)
- Draft Sale Agreement
- Payment receipt/s made to the Builder
- Commencement Certificate and Approved Plans OR Occupancy Certificate
-
Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
- All previous and current chain of Sale Agreements
- Share Certificate copy (front & back)
- Commencement Certificate and Approved Plans OR Occupancy Certificate
- Society Registration Certificate
- Electricity Bill / Maintenance Bill
- Property Tax Bill / Receipt