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Shriram Housing Finance

Shriram Housing Finance

Apart from government institutes and banks, many private financial companies are offering amazing financial services and facilities. Shriram Housing Finance is one of those leading companies. It offers forward-looking facilities to gratify almost every need of the clients. You can trust the name for personalized service, fast processing and easy terms. From credit card to balance transfer, this financial institute offers an array of inclusive financial services.

Home loan

The home loan is easy to avail and it is offered at very competitive interest rates. When you compare the interest rates, processing fees, limit of the loan amount and tenure, you will find it better in comparison to many other options.

Loan against property

If you already have a home or land, you are eligible to get the loan against property. To get up-to-date complete details about the loan, browse our page regularly.

Car loan

After buying a home, you may be thinking about buying your favorite car, we enable the borrowers to apply for car loans and get instant approval. You don’t need to go through with any hassle in getting the loan when MFB is there at your assistance.

Personal Loan

Personal loan is just one click away from you. Shriram Housing Finance understands the requirements of the people and offer easy personal loans at the best possible prices.

Business Loan

Don’t wait for enhancing your profits when business loans are easy to accessible and affordable. Shriram Housing Finance has easy loan options for startups, mid-sized and big company owners.

Balance Transfer

Balance transfer facility is available with easy terms, and lowest possible interest rates.

Loan Transfer

Instead of paying multiple EMIs in a month go for loan transfer and pay a single EMI every month.

Credit Card

Yes, Shriram Housing Finance offers credit card as well.

Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
9.1% - 11.5% 0.25% Min 10 Lac 1 - 30 Years Get QuoteRequired Documents

Home Loan Required Documents

Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
  • Six months Salary slips
  • Form # 16 for Three years
  • All Savings bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Property Documents

  • Builder Cases:
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Resale Cases:
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt

Non-Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • All Savings bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Company Documents

  • Pan card / Office address proof
  • Gumastha / Shops & Establishment Certificate
  • VAT / Service Tax Registration Certificate
  • MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
  • List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • Three years Audited financials alongwith ITR’s and entire annexures
  • All Current bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.

Property Documents

  • Home loan / Commercial Property purchase loan (Builder cases)
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt
Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
11.5% - 18% 0.5% - 2% Min 1 Lac 1 - 5 Years Get QuoteRequired Documents

Personal Loan Required Documents

Salaried

Personal Documents

  • Two Color Passport Size Photograph
  • PAN Card
  • Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
  • Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
  • Three months Salary slips
  • Form #16 for one year
  • Salary bank account statement/s last six month

Non-Salaried

Personal Documents

  • Four Color Passport Size Photograph
  • PAN Card
  • Aadhaar Card/Voter card/ Passport
    ( any one must )
  • Latest light bill ( home & office )
  • All Savings & current bank account statement/s for One year
  • Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
  • Gumasta License latest year
  • VAT / service tax registration certificate
Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
9 - 12% upto 1% *Min 1 Lac 1 - 5 Years Get Quote

Car Loan Required Documents

Salaried

Personal Documents

  • Two Color Passport Size Photograph
  • PAN Card
  • Aadhaar Card/Voter card/ Passport /Driving License ( any one must )
  • Appointment letter / Confirmation letter / Increment letter (if less than one years in the same Company)
  • Three months Salary slips
  • Form #16 for one year
  • Salary bank account statements last six month
  • Invoice bill from dealer

Non-Salaried

Personal Documents

  • Four Color Passport Size Photograph
  • PAN Card
  • Aadhaar Card/Voter card/ Passport
    ( any one must )
  • Latest light bill ( home & office )
  • All Savings & current bank account statement/s for One year
  • Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
  • Gumasta License latest year
  • VAT / service tax registration certificate
  • Invoice bill from dealer
Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
10.5% - 13.5% 0.25% Min 1 Lac - Max 25 Lac 10 - 15 Years Get Quote

Loan Against Property Required Documents

Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
  • Six months Salary slips
  • Form # 16 for Three years
  • All Savings bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Property Documents

  • Builder Cases:
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Resale Cases:
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt

Non-Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • All Savings bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Company Documents

  • Pan card / Office address proof
  • Gumastha / Shops & Establishment Certificate
  • VAT / Service Tax Registration Certificate
  • MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
  • List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • Three years Audited financials alongwith ITR’s and entire annexures
  • All Current bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.

Property Documents

  • Home loan / Commercial Property purchase loan (Builder cases)
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt
Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
13% - 16% 0.5% - 2% Min 1 Lac 1 - 5 Years Get Quote

Business Loan Required Documents

Non-Salaried

Personal Documents

  • Four Color Passport Size Photograph
  • PAN Card
  • Aadhaar Card/Voter card/ Passport( any one must )
  • Latest light bill ( home & office )
  • All Savings & current bank account statement/s for One year
  • Last 3 Years I.T. Returns ( computation of total incone , profit & loss , balance sheet)
  • Gumasta License latest year
  • VAT / service tax registration certificate
Banks Interest Rate(%) Processing Fee Range Loan Amount Tenure Range  
SHRIRAM Housing Finance
SHRIRAM Housing Finance
-1% of current interest rate 0% Min 10 Lac 1 - 30 Years Get Quote

Balance Transfer Required Documents

Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • Appointment letter / Confirmation letter / Increment letter (if less than three years in the same Company)
  • Six months Salary slips
  • Form # 16 for Three years
  • All Savings bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Property Documents

  • Builder Cases:
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Resale Cases / Balance Transfer
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt
  • List of Documents (On letter head of the bank)
  • Principal Outstanding letter

Non-Salaried

Personal Documents

  • One Color Passport Size Photograph
  • PAN Card
  • Address Proof(Passport/Aadhaar Card/Electricity Bill/Telephone Bill/Voter Card)
  • All Savings bank account statements for One year
  • Sanction letter / Disbursement letter of all loan/s (if any)

Company Documents

  • Pan card / Office address proof
  • Gumastha / Shops & Establishment Certificate
  • VAT / Service Tax Registration Certificate
  • MoA & AoA (for Privately held) / Partnership Deed (for Partnership concern)
  • List of Shareholders alongwith their Share Holding Pattern, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • List of Directors alongwith their Profit Sharing Ratio, on the letterhead of the Company, attested by the C.A. (for Privately held company)
  • Three years Audited financials alongwith ITR’s and entire annexures
  • All Current bank account statement/s for One year
  • Sanction letter / Disbursement letter of all loan/s (if any) or for any facility enjoyed.

Property Documents

  • Home loan / Commercial Property purchase loan (Builder cases)
  • Draft Sale Agreement
  • Payment receipt/s made to the Builder
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Home loan / Commercial Property purchase loan (Resale cases) and Loan Against Property
  • All previous and current chain of Sale Agreements
  • Share Certificate copy (front & back)
  • Commencement Certificate and Approved Plans OR Occupancy Certificate
  • Society Registration Certificate
  • Electricity Bill / Maintenance Bill
  • Property Tax Bill / Receipt